Ways to Build Wealth Through Savings at Lunchtime

ham sandwich
If you’re like me, lunchtime is a much enjoyed reprieve to “sandwich” in the busy work day. It also means that $10 to $15 is about to leave the wallet. This may not seem like much, but after grabbing a quick bite over the last month, I counted my receipts and realized I said goodbye to $188.07. Wowsers. That’s why I’ve set a goal to shave that in half. Here’s what I’ve found to be helpful.

Water Cups Can Save a Ton

Did you know drinks are the number one profit margins (percentage-wise) at restaurants? Every time a cup is sold, restaurants make around 800% profit. What really costs the eatery 30 cents or so is priced at $2.49 to the consumer. Add in taxes and you are basically paying 10 times the cost of having the same thing at home. Avoid being marked up by sticking to the free water cup. You’ll immediately see your $10 to $15 dollar meal reduced to $7 to $12. If you absolutely need that jolt of caffeine, keep a can in your purse or car and ask for a cup of ice. No one will care that you put your own drink into the cup of ice, but you can also enjoy the drink on your way back to work if you feel self conscious.

Consider the Questions

If you’re the type to visit the drive-thru during lunch break, you’ll most likely be offered to “try” something new. Those “trys” are new items that are usually marked up more than your average lunch. At the end of your order, you’ll probably be asked if that combo was “medium” or “large”. Stick with the small, and don’t let those little up-sizes get to you. Did you know that some of those cups only differ by a few ounces and yet they charge you way more than a few cents? The stores ask consumers at the drive thru these questions to maximize profits. Take a few minutes to think about what you really want (and what you really want to spend) and stick to it at the speaker.

Pack a Lunch (or More)

Taking 10 minutes (or less) on Sunday night and Wednesday night to pack lunch will save you quite a few bucks as well. Grocery stores, especially warehouse bulk foods, are not as marked up as restaurants. Sure, you won’t be handed a delectable BLT at your request, but making a lunch yourself will bring down that $10 to $15 to $5 to $8 (if we’re going on averages). That combo at the sandwich shop costs $11.99, but if you make something similar the night before, you’re looking at $5 or so. You also get to pick exactly what you want in the sandwich as well. Added Bonus: You can eat healthier by packing fruit instead of getting those fries.

Share the Meal (with Yourself!)

I always get a to-go box for my lunch orders nowadays. That’s because the portions offered are always huge and saving the leftovers for the next meal means that I don’t have to buy lunch every day or at the very least don’t have to buy a full meal every day. I just leave the box in the refrigerator at work and heat it up the next day. The trick is to divide the portions before I dig in. That way, I can control my portions so I don’t overeat. Another benefit is that the food spoils less easily because our saliva speeds up the breakdown of the food.

Eat Out

I mean literally. Enjoy the outdoors by asking the order to go and finding a park or an open space to enjoy your food. You’ll get some fresh air to recharge your batteries a bit for the rest of the work day. You also won’t be pressured to pay too much in tips. The norm is 15% in my area for eating in these days, and the $2 – $3 tip per meal adds up really quickly.

Setting a few financial goals during your lunch break can save way more than just a few bucks. After a month of trying these tips, my lunch receipts went from $188.07 to $122.44. I’m not quite there yet with my goal of reducing lunch expenses by half, but I’ve already earned myself a free tank of gas with the extra $65.

Do you have any tips to save while craving a bite?

Editor’s Note: Did you know about the service called $5 meal plans? For $5 a month, they send you recipes of delicious, healthy, yet cheap food that costs just $5 a meal.

Several of my friends signed up and they are able to eat at home more because the instructions are easy to follow, making everything convenient. The deal also comes with grocery shopping lists, which saves them so much time. Check it out yourself by clicking here and you too may be able to save more and become healthier at the same time.

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