The U.S. government is in danger of intentionally defaulting on its debt obligations for the first time in its history. The Biden Administration and the House of Representatives, which is controlled by Republicans and led by Speaker Kevin McCarthy, must agree to raise the country’s legal borrowing limit — known as the debt limit or … Read more
There’s no shortage of ways to pay someone these days. From cash and credit cards to digital platforms like Zelle and PayPal, many of us can go our whole financial lives without ever coming across a money order. But they still exist, and if you need to fill one out, you might have no idea … Read more
Quick Look Credit bureaus, also known as credit reporting agencies, collect and report on consumer credit and payment information. The three major credit bureaus are Equifax, Experian, and TransUnion. There are many other credit bureaus, some of which collect very specific data. It’s March 9, 1922, and you need a loan. You head up to … Read more
I spend much of my time studying and comparing cash-back credit cards, so it takes a lot for a new credit card to surprise me. I almost hate to admit it, but the new Fifth Third 1.67% Cash/Back Card threw me for a loop. Not because 1.67% Cash/Back has a revolutionary rewards program or stunning … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. The cost of air travel has skyrocketed in recent years. Many travelers feel they have to choose between spending a fortune and staying at home. But it doesn’t have to be this way. You can save on air travel by flying with … Read more
I don’t share many Americans’ weird fascination with the United Kingdom, but I get it. Its royal family is hilariously out of touch with reality, its political system makes ours look functional by comparison, and the slow decline of its popular culture in the age of streaming TV is at once sad and satisfying to … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Most jobs are stressful. Sometimes your job is so stressful that you take the day off. However, you still need money, so taking the day off ends up stressing you out too. Making enough money to get by is also stressful, especially … Read more
The average American has more than $6,000 in credit card debt. That figure is climbing quickly as total U.S. credit card debt surpasses $930 billion, closing in on the all-time high set in 2019. The vast majority of people who carry credit card balances are current on their bills. Sure, they’re paying too much to … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. As prices continue to climb across the board, we must find ways to cut costs, survive on less, and save more. Everyone needs to be able to turn on the lights, watch TV, and heat (or cool) the house. But if people … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. “Upcycle” is a term you’re likely to hear from that one extremely eco-friendly person in your life (in between them discussing carbon footprints and showing off their new biodegradable shoes). Yet as common as the word has become, relatively few people can … Read more