Investing is an important part of saving for the future. One of the hardest parts of investing is building a portfolio of stocks and bonds that you’re happy with. Mutual funds are a way to easily invest in pre-built portfolios. What are Mutual Funds? Mutual funds are a type of investment that you can use … Read more
Many people have the dream of making a little extra money from home, perhaps engaging in a side hustle. The good news is that many of us have plenty of time to start creating that income stream. According to the Bureau of Labor Statics’ American Time Use Survey, the average American between ages 15 and … Read more
When building a balanced investing portfolio, you’ll want to include bonds in your asset allocation. These assets provide safety and stability, offering relatively slow growth and reliable returns. As you begin to research which bonds to buy, you’ll realize there are several different types of bonds, with the two most common being corporate bonds and … Read more
While some people have an aversion to leftovers, my mom dubbed me “The Human Garbage Disposal” because having too much leftover food was never a problem while I was in the house. To this day, I often have leftovers for breakfast and lunch, which not only saves us money but also saves me time and … Read more
Buyer’s regret happens to the best of us. Perhaps you are not as in love with your purchase as you thought, or the item is defective. With that in mind, this is why credit card issuers allow for credit card refunds. Making a return on a purchase is a relatively straightforward process, as long as … Read more
Apartment complexes are notorious for raising their rates on a yearly basis (and they have every right – just look at your lease agreement). If you’re already dissatisfied with your living situation for one reason or another, getting out at the end of your lease – before they raise your rent – might be a … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. The concept of a hedge fund may confuse many people. Most people hear the term and think of great wealth, but ask themselves, what is a hedge fund? At the basic level, a hedge fund is a private investment partnership allowing wealthy … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Sometimes you need financial help for your basic living needs like housing, utilities, groceries, and health care to get you and your family over the hump. You can apply for free government money, which depends on your circumstances and qualifications. Most government … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Did you know that the middle class makes up the majority of America’s population? According to the Pew Research Center, in 2020, approximately 50% of adults in the United States were considered part of the middle-income tier. Since the 1970s, this number … Read more
For those who aren’t aware, Valentine’s Day is less than a week away. Begin panic mode if your significant other has high expectations. Thankfully, Valentine’s Day puts more emphasis on the romantic gestures over the dollar amount spent on a gift. Still, you need to put in the effort. Here’s how to woo your significant … Read more