Self-directed saving seems easy enough. You set a goal (say, a down payment for a new car), a dollar amount, and the date you’d like to reach the goal. You figure out how much of each paycheck to set aside to make it happen. And then you dutifully transfer funds from your checking account to … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you worried that you might have too much debt? If so, you are not alone. Millions of people struggle with debt repayment every day. Knowing when your debt has gotten out of control can be challenging, but there are a few … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Scams are a billion-dollar industry. They come in all forms of communication; email, websites, and phones. One particular scam specialized for mental health therapists is on the rise. The scammers use psychological tactics and swindle their victims out of thousands of dollars. … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. We all like to think we are in control when it comes to spending. We like to think that we make rational decisions based on what is best for us and our financial situation. The truth is advertisers know exactly how to … Read more
Clutter can take over your house and also your finances. I have lived many years with clutter, and I can tell you that living with less has been so much more beneficial to my bank account. Here are four financial benefits you’ll reap almost immediately after dealing with the clutter. 1. Improved Productivity Since I’m … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. As the world grapples with issues of income inequality and fairness in compensation, some job positions are coming under scrutiny for being overpaid and overvalued. While some may argue that these positions are critical to society and deserve the high salaries they … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Investing in the stock market can seem intimidating, especially when choosing the right stocks for long-term investment. Given the plethora of choices, identifying which stocks will yield the best returns in the long run, can be daunting. Recently on a platform, several … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you among the many young adults trying to figure out if they need a financial advisor or if they should manage their finances independently? It can be an intimidating decision, especially since it concerns your hard-earned money. But don’t feel overwhelmed. … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Whether you’re trying to build up your savings, pay off debt, or live a more financially responsible life, there are plenty of tips and tricks to help you reach your goals. On a popular online platform, commenters shared their best hacks to … Read more
I was so fed up with my insurance company! Premium hikes every single year even though we never filed a single claim, an indifferent agent, and a premium that was outrageously expensive to begin with. For a few years, I was so busy raising small kids that I neglected our finances. But as soon as … Read more