As I’m walking around my home I can tell it’s early summertime. Between the natural deposits from the muddy shoes of a Midwest spring, having over a hundred people walking through my home for a party over Memorial Day weekend, and just life with two teenagers, and two cats, there are many visible spots in … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Do you want to know how much $35 dollars an hour is annually? While you could seek out a salary calculator, the math is simple and can be done easily. Assuming you work 40 hours a week, earning $35 an hour means … Read more
Being financially responsible throughout life can lead to less stress and fewer worries. One way to put this into practice is to get thrifty. You can either sell your used items, or buy used from someone else. If you put in some time, you’ll find that being thrifty is an excellent way to save money. … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Paying for items upfront can be tough if you are financially constrained. Buy now, pay later apps promise a flexible plan with minimal strings attached. Sounds like a terrific way to manage cash flow, right? Beware – these apps pose some risks. … Read more
Recent studies have shown that a large percentage of young adults under 35 are declining enrollment in employer-provided retirement plans. Considering the economy, it’s understandable that many young adults are finding it impossible to focus on things any further off than paying student loan debt, purchasing a home or vehicle, and getting started in their … Read more
According to TopResume, 3 out of every 4 resumes are never reviewed. This means all applicants need a way to work around the system and get through the tough filters that threaten to move your resume to the ‘trash’ pile. Enter TopResume, a resume-writing service that not only gets around the modern screening technology by … Read more
When you take a big step in your relationship – like getting married – it’s natural to merge your finances together. This is known in the financial world as joint ownership. Joint ownership is very common, especially for spouses or trusted partners. Being joint owners on a checking account, savings account, or home loan is … Read more
What truly constitutes an emergency? Many of us tend to justify taking money out of our rainy day fund by calling something an emergency when, really, it’s not a true emergency. As you work on building your emergency fund, take a step back and consider how you will use the money you accumulate. Dr. Stephen Lesavich, the co-author … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you in need of some fast cash? Making $1,000 fast – like in a day or a week might sound impossible, but it’s not. You simply need to find the best ways to make extra money. And that is what this … Read more
An unsecured credit card is what you typically think of when someone mentions the term, “credit card”. It allows you to make large purchases and pay them back over time. They also often come with rewards programs like air miles and cashback. Because it’s ‘unsecured’, credit card issuers won’t ask you to put down any … Read more