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High limit credit cards can be a valuable tool if used responsibly. Use these cards to maximize rewards when making an expensive purchase. Credit cards are a great tool to keep in your wallet — as long as you don’t max out your limit. And this is where high limit cards can come in! Any … Read more

Choosing the best checking account can feel like finding a needle in a haystack. With so many online options available today, you have many options for no-fee accounts. But what if you want something more, like cash back? That’s also possible with accounts like Upgrade’s Rewards Checking Plus account. Upgrade has been around since 2016, … Read more

My method for setting resolutions has changed over the years. At first, I used to make lists of things I wanted to accomplish throughout the year. Then, as I realized I could rarely get through my laundry list, I began narrowing things down. I’d pick one big goal to work on for the whole year in … Read more

In personal finance, there are two key tenets to building wealth: spending less and earning more. In theory these concepts may seem rudimentary but in reality they can be complex things to maneuver. If they were easy, many of us would be in a better position financially and there would be less problems related to … Read more

The idea of retiring early and living on a beach somewhere sounds like a dream to many people. And for most, it may be a harder-to-reach goal than they realized. According to the Employee Benefit Research Institute, 57% of workers have less than $25,000 saved up for retirement when they estimate that they’ll need $500,000. … Read more

For a lot of families, credit cards have become critical for managing expenses and sorting out finances. If you’re a parent juggling the costs of food, school, soccer practice, and many more activities, a credit card is perfect to stretch out your budget and make it work. However, with so many credit cards out there, … Read more

The Upgrade Select Visa may be a good option if you’re looking for a credit card that won’t nickel and dime you to death in fees or interest. In this Upgrade Select Visa review, I’ll help you understand how this credit card/personal loan works and how it can help improve your credit when used correctly. … Read more

April 15th may well possibly be the most dreaded day in America. It is otherwise known as Tax Day. Many of us often go into a mad scramble the weeks or even days leading up to April 15th, trying to collect tax documents and getting all our questions answered. It’s a vicious cycle that seems … Read more

You may be pretty confident that you’re good at saving money. But did you know you might be throwing money away and not even know it? Even if you think you’re living a frugal lifestyle, there are many things we all do everyday that are both a waste of time and money. We can always improve … Read more

PenFed Credit Union offers many great credit cards, and anyone can become a member of the credit union. This PenFed Gold Visa® credit card review helps you determine if this basic credit card is right for you or if another option is better. PenFed Gold Visa® Credit Card Highlights No annual fee 0% APR on … Read more