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My son’s been rocking his first part-time job since April. He works about 20 hours a week, and has managed to save a significant amount of money towards a car, fund a major upgrade for his computer, and still have money in his pocket to socialize with his friends. I was recently telling him that … Read more

Tax season is something that comes around the same time every year. Yet, it still creeps up on us and leaves us wondering if we’ll be getting a refund or break even. Considering the simplicity of my taxes, I almost always received a refund of some amount, and admit that it’s something I look forward to in … Read more

When newcomers start to invest, one of the first lessons they come across is a lesson on diversification. Just about every article with tips on reaching investing success talks about diversification in investing. On the other hand, some of the world’s most well-known investors advise against a diversified portfolio. Even the great Warren Buffett was … Read more

Investing in the stock market is one of the best ways to build wealth over the long term, but it can be complicated and stressful to get started if you’ve never invested before. The good news is that investing is more accessible than ever. Years ago, you had to work with stockbrokers who charged heavy … Read more

It was a bone chilling winter day in Minnesota with the forecasted high temperature struggling to rise above zero. The air seemed chilly in the house, so I bumped the thermostat up a few degrees as I walked down the hallway. About an hour later, my home still seemed cold. Checking the thermostat again, I … Read more

When you start investing for your future, it may be difficult to decide how you should invest your money. After all, if you don’t know the key differences between stocks vs. bonds, how will you be able to decide? For most investors, the best decision is to invest in a mix of stocks and bonds. … Read more

Taxable brokerage accounts don’t offer all of the tax incentives retirement accounts do, but they’re far more flexible. If you expect to need any significant chunk of money before you retire, that makes them an essential part of your savings plans. What is a Taxable Brokerage Account? Taxable brokerage accounts are investment accounts where you … Read more

Index Funds vs. Mutual Funds –  the two most common types of investment-grade funds. Investment-grade funds have become a preferred way for retail investors to access the stock market. These funds pool investment dollars from a large group of investors to make investments according to the fund’s prospectus. Investors share in both price appreciation and … Read more

Homeowners insurance is a bundle of different categories of coverage, which apply in various situations. You aren’t able to pick and choose what categories you want – there are six different components to homeowners insurance, all of which are required, which we’ll discuss below. However, depending on your possessions, type of home, and your financial … Read more