25 Activities to Avoid After Turning 75

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As we age, it’s crucial to be aware of what activities we do to ensure we’re looking after our bodies, money, and minds. 

After hitting the milestone age of 75, it’s important to reevaluate our daily activities and habits to ensure that we make wise choices for our physical, mental, and financial health.

In this article, we will explore some activities you might want to avoid in your seventies to stay lively, financially secure, and involved while embracing life to the fullest.

From taking risks in investments to engaging in challenging physical activities, let’s look at how our choices can affect our quality of life as we grow older.

Get set for some great tips on smoothly handling the hurdles of aging with wisdom and financial savvy!

1. Isolation

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As we age, it’s common to drift from friends, family, and our communities, but this isolation can impact mental health. 

Instead of withdrawing, stay connected with loved ones and engage in social activities. 

Check out local groups or volunteer gigs related to your interests to not just hang out but also add more meaning and joy to your life.

2. Going to Amusement Parks

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Amusement parks can be enjoyable and thrilling for kids and adults, and we all know that embracing our inner child is great for our mental health.

But as we age, taking care of our physical health becomes more important.

Before hopping on any ride, make sure you’re physically fit to handle the intensity, and remember to stay hydrated.

3. Buying a House

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Buying a house when you are young is a huge milestone, but buying a home after 75 can be too much of an investment, especially if you are on a fixed income.

If you want a change in housing, consider downsizing or renting a smaller place instead to save money and reduce the burden of home maintenance.

4. Eating Junk Food

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Having some junk food now and then is a guilty pleasure we all love, but as we get older, our metabolism slows down, making it more challenging for our bodies to handle processed foods.

This can lead to weight gain and a host of health-related issues that could cost you money in more medical treatments or, worse, a shorter lifespan.

A balanced diet with lots of fruits, veggies, and lean proteins is key to maintaining a healthy weight and preventing heart disease and diabetes.

5. Gambling

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As fun as it may seem, gambling can quickly become addictive and lead to financial troubles, especially for seniors who are retired and have more free time on their hands.

Consider finding other hobbies or activities to enjoy in your free time that won’t strain your finances.

If you must gamble, create a monthly spending limit with an amount you can afford to lose, and never go above this limit.

6. Using Full-Size Appliances

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Using small appliances such as toaster ovens instead of a full-size oven can save energy and money on your electric bill. 

Try using a clothesline or drying rack instead of the dryer for laundry.

Not only will you save money on your electric bill, but using these items less frequently means less wear and tear, which in turn will save you more money.

7. Skipping Tax Credits

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Many seniors are unaware of the tax credits and deductions available to them, such as the Senior Tax Credit and Property Tax Relief Programs. 

Consider hiring a professional tax preparer who is knowledgeable about senior-specific tax benefits.

It also helps to stay on top of tax law changes so there are no surprises when it comes time to file your annual return.

8. Impulsive Shopping

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With more free time and access to online shopping, seniors can easily fall into the trap of impulse buying.

Advertisers are great at making you think you need a product you have no use for.

Set a budget for yourself and stick to it to avoid unnecessary spending when shopping while feeling emotional or bored.

9. Dining During Peak Hours

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Many restaurants offer discounted prices during happy hour or early bird specials, saving seniors money on dining out.

Take advantage of these deals and plan to dine out during these times instead of peak hours for a budget-friendly option.

The other benefit of eating dinner a little earlier is that your food has time to digest before bed, which could result in more restful sleep.

10. Giving Away Money

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While it’s natural to want to help family members in need, seniors should be cautious about giving away money that can quickly deplete their savings and leave them financially vulnerable.

If you want to help, consider setting limits or finding alternative ways to assist, such as offering to pay for specific bills or groceries instead of handing over cash.

11. Participating in High Impact Sports

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Seniors need to stay active and maintain a healthy lifestyle, but there may be better options than dangerous or high-impact sports like skateboarding, jogging, and tennis. 

Instead, consider low-impact exercises like swimming, walking, or pickleball that are gentler on the body while still providing health benefits. 

12. Sitting

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Sometimes, we think of retirement as a time to slow down and sit in a rocking chair all day, but too much sitting can harm our health.

Research shows that prolonged periods of sitting can lead to an increased risk of cardiovascular disease, obesity, and even early death.

If you sit for a while, make it a point to get up and move around occasionally. Better yet, invest in a stepper or bike peddler device you can use while sitting down.

13. Not Having a Purpose

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Retirement is a significant life change; some seniors may feel like they’ve lost their sense of purpose or identity.

Having a sense of purpose is key for seniors’ mental and physical well-being, so they need to find activities that bring joy and a sense of purpose in their golden years.

Take time to think about the things you enjoy doing or the activities you want to learn. Then, see if they are offered in your area so you can join.

Not only will you get physical exercise, but you will also meet new people who could turn into new friends.

14. Watching Late Night TV

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Enjoying late-night TV or movie marathons in retirement may seem harmless, but they can interfere with sleep, leading to fatigue and health issues.

Seniors should focus on getting good, quality sleep every night for overall health and energy. On top of that, maintaining a consistent sleep schedule is key for high-quality sleep.

While it is OK to go to bed or wake up later than usual occasionally, you don’t want to vary your sleep times regularly, or sleeping will be more challenging.

15. Running for President

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While seniors must stay active and engaged in society, there may be more suitable choices than pursuing a high-stakes role such as the presidency.

The stress and demands of such a role can damage mental and physical health, and seniors need to prioritize their well-being over personal ambitions.

Alternatively, if you are politically inclined, you could run for local office or volunteer to help out on election day.

16. Skipping Appointments

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As we age, our bodies may require more frequent medical checkups and appointments and skipping these appointments can have serious consequences for senior health.

Just as it is important to maintain your vehicle even if nothing is wrong, your annual checkups are just as critical. Many times, issues can be addressed before they turn into something major.

Seniors can easily keep track of their appointments by using a calendar or setting reminders on their phones. 

17. Buying Life Insurance

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Many seniors may not realize that life insurance premiums significantly increase as they age, and the cost may outweigh the benefits in the long run.

If you already have enough life insurance to cover your expenses and leave your family with some financial security, it is important to avoid falling for these sales tactics.

If you have no one who depends on your income and you have plenty of assets, you would rarely need to have life insurance.

18. Taking Expensive Vacations

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Traveling can be a wonderful experience, but why pay full price for expensive vacations when you can take advantage of senior discounts?

Many travel companies, hotels, and airlines offer discounted rates for seniors, so be sure to research before booking your next trip.

Additionally, consider traveling during off-peak times or taking advantage of all-inclusive packages to save even more money.

19. Having Unnecessary Subscriptions

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For seniors on a fixed income, unnecessary subscriptions can quickly add up and become a financial burden.

Make sure to regularly review your subscriptions and cancel those that you no longer need or use.

20. Traveling Alone

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If you enjoy traveling alone, it is vital to research the area beforehand and plan accordingly to ensure a safe and enjoyable trip.

Consider booking with a tour company catering to senior travelers and offering group trips with like-minded individuals.

These tours provide companionship, often including discounted rates and special accommodations for seniors.

21. Stressing Out

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As we age, stress can have a bigger impact on our health and well-being, so it’s important to find healthy ways to manage stress.

If you find yourself stressing out, try practicing relaxation techniques, staying physically active, and seeking support from friends and family.

22. Using Social Media Excessively

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Spending too much time on social media can affect our mental and emotional well-being. 

Additionally, social media is ripe with scams that could cost you your life savings.

Seniors should play it safe on social media by being careful with personal information sharing and watching out for scams targeting them.

23. Paying Full Price

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Being a senior comes with perks, including discounts on everything from groceries to travel.

Be bold and ask for senior discounts; they can save you a lot of money in the long run! Most retailers have a special day of the week on which seniors can earn a discount. Others have loyalty programs that offer the discount. In some cases, you get the discount simply by showing proof of your age.

By taking advantage of these discounts and benefits, you can stretch your retirement savings further and enjoy more financial security.

24. Buying Name Brands

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We often associate name brands with quality and luxury, but they usually have a higher price tag. 

For seniors, it’s smart to watch expenses and consider buying generic or store-brand products that are just as good or even better than the pricier ones.

25. Eating Store Bought

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Gardening can be a great way to stay active and produce fresh, healthy foods.

Buying all your groceries from a store can quickly add up, and you are most likely not eating as healthy as you could be.

Consider growing some of your own fruits and vegetables, even if it’s just a small backyard garden or some potted herbs on your windowsill.

If bending over is an issue for you, consider a raised bed garden. This allows you to grow your own food without bending over or kneeling down.

Best Retirement Calculators

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Are you confused trying to understand how much money you need for retirement?

You’re not alone. It can be a complicated process. The good news is there are some simple calculators to use to make figuring out your number easy.

THE BEST RETIREMENT CALCULATORS

Best States to Retire

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While these were the worst states to retire, what are the best states?

Here are the ones with the highest quality of life, affordability, and access to healthcare.

TEN BEST STATES TO RETIRE

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